WHO WE ARE

Helping Families Build a Life Free From Debt.

Debt Free Living was founded on a simple belief: financial freedom shouldn't be a privilege. It's a plan, a community, and a decision anyone can make — and we're here to walk it with you.

12+

Years helping families get free

OUR STORY

Built by people who've lived it.

Debt Free Living started in 2012 when our founder, a former financial advisor, paid off $62,000 of his own family's debt using the same step-by-step system our members use today. What began as a spreadsheet shared with friends has grown into a coaching program trusted by more than 10,000 members nationwide.

We're not a bank, a lender, or a get-rich-quick scheme. We're coaches, tools, and a community built around one goal: helping you take control of your money for good.

$40M+

Debt paid off by members

4.9/5

Average member rating

What Drives Us

Everything we build, teach, and coach comes back to these four commitments.

Empathy First

No judgment about how you got here — only support for where you're headed.

Total Transparency

Clear plans, honest numbers, and no hidden fees or fine print, ever.

Real Results

Every program is built around strategies that are tracked, tested, and proven.

Community Over Competition

You're never doing this alone — our members cheer each other on, every step.

OUR JOURNEY

From a Spreadsheet to a Movement

A decade of building tools and community around one goal — helping families live debt free.

2012

Debt Free Living is founded

Our founder pays off $62,000 in family debt and starts sharing the system with friends.

2016

First 1,000 members

The Debt Freedom Plan launches as a structured coaching program, reaching families nationwide.

2020

Community platform launches

Members gain access to live coaching, groups, and accountability tools in one place.

2024

10,000+ members strong

Debt Free Living is featured in Forbes, CNBC, and The New York Times as members pay off $40M+ in debt.

Meet the Team

Coaches, strategists, and financial educators who've dedicated their careers to helping you become debt free.

Nancy Moore

Founder & CEO

Theresa C Raymond

Head of Coaching

Priya Nair

Community Director

Helping Families Build a Life Free From Debt.

Built by people who've lived it.

What Drives Us

From a Spreadsheet to a Movement

Meet the Team

Ready to Write Your Own Story?