LIVE FREE. LIVE CONFIDENT. LIVE DEBT FREE.

Your Journey to Financial Freedom Starts Here.

We help you break free from debt, build wealth, and create the life you and your family deserve through proven strategies and personal support.

Start Your Journey Watch How It Works

10,000+ Members

Debt Coaches

Proven
Strategies

100%
Commitment

Your Progress

This Month

75%

On Track

Debt Paid Off

$8,450

This Year

Next Milestone

Becoming Debt Free

Trusted by individuals and families featured in

Forbes BUSINESS INSIDER CNBC NerdWallet The New York Times yahoo!finance

12+

Years helping families get free

OUR STORY

Built by people who've lived it.

Debt Free Living started in 2012 when our founder, a former financial advisor, paid off $62,000 of his own family's debt using the same step-by-step system our members use today. What began as a spreadsheet shared with friends has grown into a coaching program trusted by more than 10,000 members nationwide.

We're not a bank, a lender, or a get-rich-quick scheme. We're coaches, tools, and a community built around one goal: helping you take control of your money for good.

$40M+

Debt paid off by members

4.9/5

Average member rating

What Drives Us

Everything we build, teach, and coach comes back to these four commitments.

Empathy First

No judgment about how you got here — only support for where you're headed.

Total Transparency

Clear plans, honest numbers, and no hidden fees or fine print, ever.

Real Results

Every program is built around strategies that are tracked, tested, and proven.

Community Over Competition

You're never doing this alone — our members cheer each other on, every step.

OUR JOURNEY

From a Spreadsheet to a Movement

A decade of building tools and community around one goal — helping families live debt free.
A decade of building tools and community around one goal — helping families live debt free.

2012

Debt Free Living is founded

Our founder pays off $62,000 in family debt and starts sharing the system with friends.

2016

First 1,000 members

The Debt Freedom Plan launches as a structured coaching program, reaching families nationwide.

2020

Community platform launches

Members gain access to live coaching, groups, and accountability tools in one place.

2024

10,000+ members strong

Debt Free Living is featured in Forbes, CNBC, and The New York Times as members pay off $40M+ in debt.

Meet the Team

Coaches, strategists, and financial educators who've dedicated their careers to helping you become debt free.

Nancy Moore

Founder & CEO

Theresa C Raymond

Head of Coaching

Priya Nair

Community Director

Why Choose Debt Free Living?

Proven System

Step-by-step plan that has helped thousands become debt free.

Personalized Support

Get guidance tailored to your unique financial situation.

Community Strength

Join a supportive community that motivates and holds you accountable.

Expert Coaching

Work with experienced coaches who truly care about your success.

Financial Freedom

Build wealth, save more, and live a life of choices — not obligations.

How It Works

Assess

We assess your current financial situation and identify what's holding you back.

Plan

Get a personalized debt freedom plan designed around your goals and lifestyle.

Act

Follow proven strategies and tools to pay off debt and build momentum.

Our Programs

Debt Freedom Plan

Our flagship program to help you pay off debt fast and build a solid foundation.

Savings Accelerator

Learn how to save more, invest wisely, and grow your money.

Wealth Builder

Strategies and guidance to help you build wealth and secure your future.

Not Sure Where to Start?

Take our free assessment and get a customized roadmap to debt freedom.

Take Free Assessment

Real People. Real Freedom.

“

Debt Free Living helped us pay off $35,000 in debt in just 18 months. The plan was simple and the support was amazing!

Sarah & James T.

Debt Free Since 2023

“

I finally feel in control of my money and my future. The coaching and community kept me accountable every step of the way.

Michael R.

Paid Off $28,000

“

For the first time, I'm saving, investing, and building the life I always dreamed of.

Lisa M.

Debt Free Since 2022

Free Resources to Start Today

Access helpful guides, tools, and trainings to take control of your finances right now.

FREE GUIDE

7 Steps to Becoming Debt Free

FREE TOOL

Debt Payoff Calculator

FREE TRAINING

Budgeting for Beginners

FREE CHECKLIST

Monthly Money Checklist